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UPDATE March 2021
RETURN TO 95% LENDING -
As of this month lending options are available again with a deposit as low as 5%. Terms and conditions apply.
We remain open to service your needs and can provide remote appointments. Daytime/evening and weekened calls available. The following services are still available:
Health Insurance (Company and Individual) Purchase and remortgage (Valuations are now underway allowing end to end mortgage processing) . Buy to Let. Income Protection. Life Insurance. Critical Illness. Buildings and Contents Insurance. Landlords Insurance. Equity Release (Via Referral)
We specialise in providing you with quality, professional Financial Advice that you can trust. Whatever your particular requirements, whether it be a mortgage, protection against accident, sickness or death we can ensure that we find the best solution for you. We provide options for Private Healthcare whether it be for an individual, family or company scheme. We also offer a comprehensive range of home insurance and Landlords insurance options.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Mortgage & Financial Guidance Ltd act as a credit broker not a lender.
Tim Leonard was very professional and responsive throughout. He always seemed to go in the extra mile. Nothing was too hard. He made himself available at short notice. He was also very personable to deal with.
Mr J K, London. Jan 2021 – Mortgage and Health Insurance
Any questions or queries I had were always answered in a professional and informative manner (also in an easily comprehensible language!)
Mrs K M, Newtownards. Nov 2020 – Mortgage and Protection
What were you most impressed with? - How easy it was to speak with Tim face to face and also via phone calls. Providing ourselves with excellent information and advised us very thoroughly. Kept us updated throughout the entire process which we felt was important.
Mr M C, Lisburn. Nov 2020 – Mortgage and Protection
Tim Leonard was a superb mortgage advisor. He was responsive, knowledgeable and nothing was ever too much trouble for him to deal with. I would highly recommend him (and have done so already to my friends).
What were you most impressed with? - Tim's knowledge of the products and anticipating changes in interest rates.
Mr M T – Oxford. Oct 2020 - Mortgage
Tim consistently goes above and beyond to provide excellent advice and options for my various mortgage requirements, in a timely and professional manner.
What were you most impressed with? - I am so thankful that I now have Tim providing solutions and continually provide options for my various mortgage needs.
Mr T F – Belfast. Oct 2020 - Mortgage
Tim Leonard provided all the information and guidance I needed throughout the entire house purchase process. Doing so in a very professional and knowledgeable manner, always ready to answer any questions I had and going well beyond what I expected to provide added value over and above other broker providers.
What were you most impressed with? - Kept me up to date at each stage outlining my options and supplying information I needed to make decisions.
Mr P W, Belfast. Oct 2020 - Mortgage
We only ever use Tim and have already recommended him to many friends and family who consistently give excellent feedback.
What were you most impressed with? Prompt clear responses to our questions and always giving us alternatives should we need. Would never use anyone else!
Mrs A W – Brighton (Mortgage and Protection) May 2020
Excellent advice given in a very concise, professional and friendly manner.
What were you most impressed with? Professionalism and knowledge.
Mr G C – County Down (Health Insurance) April 2020
Very personal service and felt very reassured by Tim's professionalism.
What were you most impressed with? Personal service Professionalism Time management.
Mr G M – County Down (Mortgage) April 2020
Total faith and confidence in the advice being given to me.
What were you most impressed with? The time patience and detail that went into his work and meetings.
Mr F D – Belfast (Life Insurance) April 2020
Very helpful always going that extra mile to get us the best products.
What were you most impressed with? Tim’s knowledge of what we were looking for and needed.
Mr J S - Belfast (Buildings and Contents Insurance) April 2020
Tim has taken all the stress out of the process would 100% recommend him to everyone.
Mrs D M – Belfast (Mortgage Review) April 2020
They are very good. I recommend them to friends.
Mr F – Belfast (Buildings insurance) April 2020
Tim is very professional, very experienced and very knowledgeable.
What were you most impressed with? The quality of the service provided
Mr C – Mid Glamorgan (Mortgage, Buildings Insurance) March 2020
Fast efficient service, tailored to our requirements. Easy to understand quotes. Services are offered
evenings and weekends for flexibility. Would highly recommend.
What were you most impressed with? - Friendly and approachable adviser. Made things easy to understand.
Mrs A – Lanarkshire (Income Protection)
"Great service all round from Tim couldn't ask for better made the process so easy to understand all done with the highest of
A Feenan. Belfast. October 2019
"Excellent service every time, one happy customer. I would highly recommend this company to anyone."
C Lau. Belfast. September 2019
"Very good, trustworthy, thorough service!"
D Buckley. London. August 2019
"I was delighted with the service I got from Tim Leonard . He was well informed and got me the right product for me and was fast and efficient and easy to talk to and understand"
L Kennedy. Co Down. June 2019
"Tim provided me with excellent financial advise. He was very thorough and took time to explain all the key aspects of the products that he
recommended. Many thanks Tim!"
A Nesbitt. Co Antrim. May 2019
"Have been working with Mortgage and Financial Guidance Ltd for many years. Our advisor Tim is always professional and very easy to deal with. We always feel we are in safe hands and get the best advice"
R Blythe. Co Down. April 2019
"Tim was so helpful in arranging my mortgage for me.
He was polite, patient, helpful and punctual. Excellent communication, he responded to all my calls and emails without delay. Couldn't recommend him highly enough."
D Brown, Belfast, March 2018
"Thanks Tim for your support. Your flexibility in organising and appointment around our work schedule was really helpful. You ongoing comms made our purchase seamless."
S and L McClure, Belfast, June 2018
"Tim Leonard is a complete gentleman! So hardworking, decent and honest. I'd recommend him to anyone. Thank you for all your hard work Tim."
S Patterson, Co Down, June 2018
"Mr Tim Leonard was a fantastic help with his invaluable mortgage advice. Tim was professional and supportive throughout the process. My husband and I highly recommend him to family and friends."
B Chaplin, Hertfordshire, May 2018
"The service that was received was second to none. Tim is an extremely friendly and hardworking advisor. Since working with Tim I have recommended him to friends and family. Brilliant service!"
S McGlennon, Co Down, May 2018
"I wouldn't work with anyone else for mortgages and I recommend to others. Thanks again."
S Prentice, Co Down, May 2018
"I have used Tim for all my mortgages and cannot recommend him highly enough. His company are so professional, quick, reliable and up to date with all the mortgage offerings. I wouldn't have been able to get the mortgage through so quickly without his expertise. He is also so passionate and a pleasure to work with. Will be recommending to family and friends as he goes the extra mile. Thank you Tim for all your hard work in making our dream family house come true."
A Worthington, Brighton, April 2018
"Tim was excellent, have already recommended him to two of my friends one of which had just purchased a house with his help, couldn't recommend him enough."
J Service, Belfast, Feb 2018
"Tim provided us with an exceptional service - he is very knowledgeable and professional and I would use and recommend him without hesitation."
B Cooper, Belfast, Dec 2017
"We really enjoyed working with Tim Leonard , because of him, our dream of owning a house is real . Thank you Tim .
S Lacatus, Belfast, Dec 2017
"A very professional service"
C Emerson, Belfast, Sept 2017
"Service was flawless - I could recommend highly enough."
A Kelly, Belfast. July 2017
“Very well informed and helpful, as always.
I would recommend Tim- and have done in the past, to anyone who is looking for a professional yet personal financial consultant.”
A Armstrong. Bangor. February 2017
“My husband and I are very pleased with are mortgage advisors advise we found him very professional and understanding of are needs in a mortgage I would have no hesitation in recommending Tim to friends and family.”
Mrs A Fitzpatrick. Bangor, February 2017
“We definitely felt we got more than we paid for- it made something potentially really complex and daunting into quite a painless process, even down to dealing with some unexpected complications that happened.”
P Wilson, Brighton. December 2016
“We found Tim to be excellent to work with and very thorough with explaining everything to us. We have recommended him to many family and friends.”
S Belch, Belfast. November 2016
“Tim was professional, friendly and meticulous in his approach to our mortgage application. He has a super personality and was patient and thorough his is research and presentation. Outstanding.”
M Reid, Newtownards. December 2016
“Tim has been of great financial help to us for many years and I have recommended him to many of my friends and family.
Thank you Tim!”
S McCartney, Belfast. November 2016
THERE WILL BE A FEE FOR MORTGAGE ADVICE, THIS WILL DEPEND ON YOUR CIRCUMSTANCES. OUR TYPICAL FEE IS £295.
THIS INFORMATION DOES NOT CONTAIN ALL OF THE DETAILS YOU NEED TO CHOOSE A MORTGAGE. PLEASE CONSULT A QUALIFIED ADVISER BEFORE UNDERTAKING ANY BORROWING.