Controlling your Finances.

We know that debt is overwhelming. We understand that a change in circumstances such as a reduction in income, or the break-up of a relationship could land you in serious financial trouble and that comprehensive debt advice is hard to come by.

That's why Mortgage and Financial Guidance provide solutions designed to meet the personal needs of each and every individual client, helping you become debt free in a way that’s right for you.

Our initial free debt consultation will cover the options available to you and our team of highly experienced advisers will help you find the best financial solution to suit your needs depending on your circumstances.

People get into debt for a number of reasons, in most cases it is not because they have been reckless or even careless but, is often the result of a change of circumstances such as: loss of income through job changes, divorce or separation, illness and other life changing events. Most of our clients contact us after attempting to keep up the repayments for a long period, but without success.

There usually comes a point when they realise that they have to take some drastic action or they will never see an end to the phone calls and letters from the people they owe money to. Their debts are often increasing on a daily basis with added interest and charges and their payments are not actually reducing the balance

The Financial Services Authority does not regulate Debt Management Services